**Article Analysis by New York Times Copywriter:**
**Highlights:**
1. President Joe Biden has proposed plans to tackle the issue of affordable housing in the country, which include tax breaks for first-time homebuyers and “starter home” sellers. However, there are mixed opinions among experts regarding these proposals.
2. Biden’s proposal includes a “mortgage relief credit” for middle-class, first-time homebuyers and a credit for middle-class families who sell their “starter homes.” These measures aim to make homeownership more accessible and affordable for Americans.
3. Despite efforts to lower mortgage rates and make housing more affordable, experts point out that there is a shortage in housing supply, which has been a longstanding issue since the Great Recession. This shortage, coupled with high demand, contributes to the challenges in the housing market.
Editorial content by Sierra Knightley
